One Tuesday evening, Mariana landed a sudden opportunity: a local hotel chain wanted 500 bamboo towel sets delivered in 10 days. The problem? She didn’t have the $8,000 to manufacture them.
Mariana ran a small eco-friendly home goods store called Verde . For two years, she struggled with cash flow. She had plenty of inventory and loyal customers, but payments from her biggest wholesale client were always 60–90 days late. Meanwhile, her own suppliers demanded payment in 15 days. oppabizz
Her bank offered a loan — after a 3-week approval process, mountains of paperwork, and a personal guarantee on her house. Her credit card was maxed out. Factoring companies would buy her unpaid invoices, but they took 15–20% in fees. One Tuesday evening, Mariana landed a sudden opportunity:
“It’s a digital B2B buy now, pay later platform,” he explained. “When you sell to other businesses, OppaBizz pays you upfront — minus a small, transparent fee. Then they collect from your client later. No waiting 90 days.” Mariana ran a small eco-friendly home goods store
Within 24 hours, the funds hit her account. She paid her manufacturer. The hotel order shipped on time.
Six months later, Mariana used OppaBizz again — this time to offer her buyers net-60 terms without hurting her own cash flow. Her sales grew 40%. She stopped losing sleep over payment gaps.