Leo did the math. Twelve hundred dollars was his security deposit, two months of ramen, and the hope of buying a winter coat. It was everything.
“Here’s what I’d do,” Denise said, her voice softening. “I’ll send Mr. Gable a letter confirming your liability coverage. You offer to pay the first $500 of his repair bill. He gets his money fast, you avoid a lawsuit, and you keep your apartment.” renters insurance broken window
“Five hundred dollars.”
The window held. For the first time all week, Leo finally felt something he’d forgotten: safe. Leo did the math
He filed a claim: “Accidental damage – broken window.” two months of ramen
“Okay,” Denise said. “Standard policy. Your personal property is covered for things like theft or fire. But the window itself ?”