"And would you like to add our three-year extended warranty for only $89?" the clerk asked.
By summer, he understood the architecture of his debt. The windows were costing him far more than the $4,500 quote. There was the "origination fee" folded into the loan, the "document processing fee," the "electronic payment fee" charged every month, and the interest that compounded not annually, or monthly, but daily. His $199 payment was so exquisitely calibrated that only $87 of it actually touched the principal. The rest was grist for the mill of financing. windows upgrade cost
The quote from the window company was brutal: $4,500 for the whole flat. He didn’t have $4,500. But the salesman, a cheerful man named Pavel with a tablet full of 3D renderings, had a solution. "And would you like to add our three-year